Membership Legal Document
Last modified: 03/22/2024
Terms and Conditions for Renewable Memberships
These terms and conditions for Renewable Memberships govern your purchase and use of a Renewable Membership, which is a subscription that renews automatically (the `“`Program`“` or `“`Renewable Membership`“`) offered by WallstreetVets LLC, its parent, subsidiaries and/or affiliates (`“`WallstreetVets`“` or `“`we`“`). Participation in the Program is subject to these terms and conditions for Renewable Membership and thegeneral U.S. Terms of Use, Privacy Policy, WallstreetVets`‘`s Community Guidelines, which are incorporated herein (collectively, the `“`Renewable Membership Terms`“`). WallstreetVets is a technology company which provides mobile applications and websites for users to view other companies`‘` financial status and read the news for today`‘`s financial world. WallstreetVets is not a suggestor that suggests users with any financial advises.
1. How Renewable Memberships Work
You may receive an offer in-app or by email for specific renewable benefits and discounts that can be applied on WallstreetVets App purchases (`“`Offer`“`). Each Offer will include important details and terms, such as where and when a Renewable Membership may be used, the benefit(s) conferred by the Renewable Membership (`“`Membership Benefits`“`), the cost of the Renewable Membership (`“`Membership Rate`“`), and the billing interval (`“`Billing Cycle`“`). Please refer to your Offer for details before purchasing the Renewable Membership. When you buy a Renewable Membership you agree to have your credit card charged every Billing Cycle on a recurring basis, you agree to these Renewable Membership Terms, as well as the specific terms of the Offer. Offers are limited and subject to change. By participating in this Program you are agreeing to these Renewable Membership Terms. If you do not agree to these Renewable Membership Terms, do not participate in the Program.
2. Duration and Frequency of Charges
When you buy a Renewable Membership, you`‘`ll be charged the Membership Rate for your first Billing Cycle on the date of purchase, which activates the Renewable Membership for the term set forth in your Offer. Unless you cancel, you`‘`ll be charged at the Billing Cycle stated in your Renewable Membership Offer based on the initial purchase date on your selected payment method. BY DEFAULT (AND WITH PRIOR NOTICE TO THE EXTENT REQUIRED BY APPLICABLE LAW), YOUR RENEWABLE MEMBERSHIP WILL AUTOMATICALLY RENEW AT THE BEGINNING OF EACH BILLING CYCLE, AND THE MEMBERSHIP RATE WILL BE AUTOMATICALLY CHARGED TO YOUR SELECTED PAYMENT METHOD. If you do not want your Renewable Membership to automatically renew, you can cancel your subscription in accordance with Section 3 below.
If your selected payment method is declined, WallstreetVets will prompt you for a new payment method. WallstreetVets will also automatically retry your selected payment method periodically over the course of your billing cycle to help you get back to enjoying the benefits of your membership, and/or may attempt to charge another payment method in your WallstreetVets Wallet. WallstreetVets reserves the right to terminate your Renewable Membership with no further charges to you if WallstreetVets is unable to collect payment from you. WallstreetVets and/or its parent, subsidiaries and/or affiliates are not responsible for any fees charged by the cardholder`‘`s bank including, but not limited to, overdraft fees, insufficient funds fees, interest charges, foreign exchange fees, cross border fees, and other penalties levied by the cardholder`‘`s bank.
3. Canceling Your Renewable Membership
You may cancel your Renewable Membership within the applicable WallstreetVets App up to 24 hours prior to your next scheduled payment to avoid further charges. To do this, go to the applicable Renewable Membership section in the WallstreetVets App that you purchased your Renewable Membership in and select `“`Membership.`“` Select the option for `“`Cancel membership,`“` and then confirm you wish to cancel your subscription. If you are less than 24 hours prior to your next scheduled payment, contact support to cancel.
If you cancel your Renewable Membership, you will still have access to your Membership Benefits until the end of the current Billing Cycle. Provided however, if you have a free trial and you cancel your Renewable Membership, then your access to your Membership Benefits will end upon cancellation. All payments are non-refundable and non-transferable, and will not be refunded on a pro-rata basis for any cancellation initiated during a Billing Cycle. Please contact our customer service support to report any unauthorized charges within 60 days. WallstreetVets is not responsible for overdraft fees that may be incurred.
4. Changes to Renewable Memberships
WallstreetVets reserves the right to modify or stop offering Renewable Memberships or change Membership Rates, Membership Benefits, or route prices, at any time in its sole discretion. In the event WallstreetVets increases the Membership Rate of a Renewable Membership, we will provide you with thirty (30) days prior notice via email before such changes take effect. All changes will be effective upon your next Billing Cycle, but if you do not agree with the price change, you have the right to reject the new Membership Rate and may avoid these charges by canceling your Renewable Membership according to the instructions in Section 3 above.
WallstreetVets may terminate your Renewable Membership at our discretion without notice. If that happens, WallstreetVets will give you a pro-rated refund based on charges already applied to your current billing period. We will not give any refund for termination related to conduct that we determine, in our sole discretion, violates these Renewable Membership Terms, any applicable law, or involves fraud or misuse of the Renewable Membership.
5. Changes to Renewable Membership Terms
WallstreetVets reserves the right to modify these Renewable Membership Terms. If we make material changes to the Renewable Membership Terms while you have an active Renewable Membership, we will notify you either in the Renewable Membership section of the applicable WallstreetVets App and/or via email. Your continued use of a Renewable Membership constitutes your acceptance of the revised Renewable Membership Terms. If you are not willing to agree to the revisions, you may cancel your Renewable Membership in accordance with Section 3 above.
6. Transfer of Rights
WallstreetVets`‘`s rights and obligations under the Program may be assigned or transferred by WallstreetVets to any other related or unrelated entity at any time, and performances shall be the responsibility of that entity.
7. Interpretation of Renewable Membership Terms
All interpretations of these Renewable Membership Terms will be at WallstreetVets`‘`s sole discretion and WallstreetVets`‘`s decisions will be final.
8. Disclaimer
WallstreetVets`‘`s The Program and/or any of its features may be unavailable, inaccurate or interrupted from time to time for a variety of reasons. We are not responsible for any unavailability, interruptions or errors of the Program or its features. WallstreetVets may from time to time request information from you to confirm your identity before renewing your Renewable Membership. WallstreetVets may delay your access to your Renewable Membership until you comply with this information request. The Program and all the information accessible through it are provided for information purposes only on an `“`as is`“` and `“`as available`“` basis. We, our information providers and their agents make no warranties, representations, or guarantees of any kind, express or implied, including but not limited to, accuracy, currency, or completeness, the operation of the Program, the information, materials, content, availability, and products. Renewable Memberships and these Renewable Membership Terms are provided by WallstreetVets and do not modify the contractual relationships among or between the individuals and entities that use WallstreetVets technology to offer goods or services, and WallstreetVets or any WallstreetVets affiliates. To the fullest extent permitted by applicable law, we disclaim all warranties, express or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose.